Made for homeowners

Know what that contractor bid really says.

Send Penny the proposal. She reads every line, explains it the way a friend would, shows you what can change the price, what the job typically costs near you, and what to ask before you sign.

One membership, any home service — roofing, HVAC, solar, plumbing, remodels.

A homeowner and a contractor reviewing a printed proposal together at a kitchen table

How Penny works

01

Send Penny the bid

Upload the contractor's proposal as a PDF or a photo, and tell Penny the kind of work and your area.

02

Penny reads every line

Scope, allowances, exclusions, payment terms — all of it, pulled apart and put into everyday words.

03

Go in prepared

You get the variables to pin down, what the job usually costs nearby, and the questions to ask.

Every Penny breakdown contains

The whole bid in plain English

What the proposal is actually selling you, what the total covers, and what it quietly leaves out.

Every line explained

Each priced item translated out of trade language, with what it means for your house.

The variables

The assumptions, allowances and exclusions that decide what you really pay in the end.

What it costs near you

A realistic local price range for this exact scope, compared with what you were quoted.

What looks off

Vague scope, missing permits or disposal, no labour warranty, pressure to sign today.

What to ask before signing

The exact questions to put to this contractor, written the way you'd actually say them.

One membership. Peace of mind on every big job.

A bad bid is expensive for years. Penny costs less than an hour of a contractor's time and tells you what you're agreeing to before you agree to it.

Penny membership

$39.99per month

  • Unlimited bid breakdowns, every home service
  • Plain-English translation of every line
  • Local price context for your area
  • The variables that move the final price
  • Red flags and what's missing from the bid
  • Ready-to-ask questions for the contractor
Join Penny

Billed monthly. Membership covers every bid you send.

Penny is an independent review service for homeowners. Penny is not a contractor and is not affiliated with any contractor who quoted you. Penny gives guidance, not legal, engineering or inspection advice.

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